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What Is Workers’ Comp Fraud In Louisiana?

Posted on : September 16, 2021

Workers’ Comp Fraud: What You Need To Know

If you were injured in the line of duty, you may be eligible for workers’ compensation to cover lost wages and medical expenses. However, some employers make it extraordinarily difficult for employees to get benefits. Here’s what you should know about workers’ comp fraud in Louisiana and how an experienced workers’ comp attorney can help you.

Workers’ Compensation Fraud Defined

Workers’ compensation fraud occurs when employers take any action to avoid paying out on an individual’s claim. There are a variety of ways this can occur. While some forms of workers’ comp fraud are more common, like the misclassification of employees, others are only limited by what an employer thinks they can get away with.

Why Employers Commit Workers’ Comp Fraud

Employers are generally required to provide workers’ comp benefits to their employees. A  company may be in breach of Louisiana workers’ comp regulations if they neglect to provide it. Despite this, some employers will deliberately commit fraudulent acts in order to cut costs. Workers may receive lower workers’ compensation payouts or no compensation at all as a result.

How Employers Commit Workers’ Compensation Fraud

Employers may commit workers’ comp fraud by:

  • Misrepresenting their business. Workers’ comp premiums can be higher for some businesses than others. Companies with more frequent filers may have to pay higher insurance rates. Organizations that are riskier may have to pay higher rates. Some employers may lie about their operations and the number of injuries that occur on the job to keep their rates low.
  • Keeping inaccurate payroll records. Companies may defraud workers’ comp insurance companies by reporting fewer employees than they really have. Organizations that are caught doing this may face severe consequences if investigated.
  • Misclassifying employees as independent contractors. Certain employees are insured at a lower cost by their employers. Organizations are also exempt from ensuring independent contractors. As a result, several companies improperly label personnel as contractors when they are actually employees.

When to Call a Louisiana Workers’ Compensation Lawyer

Our knowledgeable New Orleans workers’ compensation lawyer is committed to defending your rights as an employee. When you are harmed on the job, the Wanko Law Firm, LLC will fight to get you and your loved ones the compensation you deserve. Call today for a consultation to discuss your case in detail by dialing (985) 893-6530. Serving all of Louisiana, including Covington, New Orleans, Houma, Thibodaux, and Mandeville.