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Are You Covered by Workers' Compensation for Commuting Accidents?

Commuting to and from work is a daily routine for millions of employees. But what happens when the unexpected occurs and you find yourself involved in a car accident while commuting? Understanding your rights and the nuances of workers' compensation coverage for commuting accidents is crucial.

At Louisiana Workers' Compensation, LLC, we specialize in guiding employees through the complexities of workers' compensation claims, including those tricky situations involving commuting accidents. Let's dive into the essentials of what you need to know.

Understanding the "Coming and Going" Rule

The general principle in workers' compensation law is the "coming and going" rule, which typically excludes coverage for accidents that occur while an employee is commuting to or from their place of work. However, exceptions to this rule can apply, making certain commuting accidents eligible for workers' compensation.

One of the key factors that can influence your coverage is the nature of your commute. If your job involves traveling or if you were performing a work-related duty at the time of the accident, you may be covered. Understanding these nuances is where our workers' compensation attorneys can provide invaluable assistance.

Exceptions to the Rule

Several scenarios could make a commuting accident fall under workers' compensation coverage. These include:

  • Company Vehicles: If you were driving a company vehicle for work purposes, your commute might be covered.
  • Traveling Employees: Employees whose work involves traveling from one location to another may be covered for accidents that occur during their travels.
  • Special Missions: If you were on a special mission or errand for your employer, even if it was during your regular commuting time, you might be eligible for coverage.

Each of these scenarios presents a unique set of circumstances that our team at Louisiana Workers' Compensation, LLC can help you navigate.

What to Do After a Commuting Accident

If you're involved in a commuting accident and believe it may be covered by workers' compensation, taking the right steps immediately can be crucial for your claim. Here's what you should do:

  • Seek Medical Attention: Your health is the priority. Seek immediate medical care for any injuries.
  • Report the Accident: Inform your employer about the accident as soon as possible, detailing how it occurred and the connection to your employment.
  • Document Everything: Keep detailed records of the accident, including photos, medical reports, and any communication related to the incident.

Our attorneys can help you with these steps, ensuring that your claim is as strong as possible.

How We Can Help

At Louisiana Workers' Compensation, LLC, we understand the complexities of workers' compensation laws and how they apply to commuting accidents. Our experienced team can help you:

  • Determine if your commuting accident is covered under workers' compensation.
  • Guide you through the claims process, ensuring that all necessary documentation is accurately completed and submitted on time.
  • Represent you in any disputes or challenges that arise with your claim, fighting for your right to compensation.

Don't navigate the complexities of workers' compensation claims alone. If you've been involved in a commuting accident, reach out to us today to see how we can assist you.

Understanding your rights and the coverage available to you under workers' compensation laws is essential for any employee. With the right legal support, you can ensure that you're fully protected in the event of a commuting accident. Let our team at Louisiana Workers' Compensation, LLC guide you through the process, providing the expertise and support you need to secure your compensation. Remember, your journey to and from work shouldn't leave you vulnerable. With our help, you can drive with peace of mind, knowing that we're here to support you every step of the way.

Louisiana Workers' Compensation Claims

-20 Years of Professional Experience-
Will My Injury Be Covered?
Workers’ compensation covers both mental and physical injuries and occupational diseases.
Under Louisiana law, an accident refers to anything that is unexpected, unforeseen and occurs suddenly or violently – producing an injury.
The injury:
  • may or may not produce a disabling condition
  • may allow you to still work
  • may take you out of work
Generally, your compensation will not be affected depending upon who was at fault for the accident.
An occupational disease or illness is covered if it is the direct result of exposure to hazardous or toxic materials in the workplace. If you work in Louisiana’s oil and gas or chemical and petrochemical industries, you are at a greater risk to develop serious health conditions.
Common injuries suffered on the job include, but are not limited to:

Louisiana Workers' Comp Benefits

Will My Injury Be Covered?
In Louisiana, most workers are covered under Workers’ Compensation Statutes on the first day that they begin employment. These benefits extend to all workers whether they are employed full-time, part-time or seasonally.
Additionally, employees who are minors are also covered to the same degree as if they were adults.
Primary Types of Benefits:

Indemnity/Lost Wages — weekly payments based upon your average weekly wage; you will receive 66% of your average weekly wage capped at a maximum rate

Medical and/or Death — covers all necessary and reasonable medical treatment, including doctors visits, diagnostic tests, hospital stays, surgery, physical therapy, etc.

Mileage Reimbursement — travel related expenses to and from health care provider, pharmacy, etc. Vocational Rehabilitation program designed to retrain you in an attempt to return you to work for your previous employer, or find new work.

Contact Louisiana Workers' Comp

Whether you have suffered an immediate injury or have endured a long-term disability or chronic illness, you deserve to have the support you need to recover. Our work injury attorneys will provide you with nothing less than compassionate understanding and exceptional legal counsel.
We’re eager to start advocating on your behalf.
CALL US (985) 893-6530
Wanko Workers' Comp Lawyers provides its service in New Orleans, Covington, Houma, Thibodaux, Mandeville and all across Louisiana
Covington Location
19295 N 3rd St #1 
Covington, Louisiana 70433
New Orleans Location
1140 St. Charles Street
New Orleans, Louisiana 70130
Thibodaux Location
406 West 3rd Street #105
Thibodaux, Louisiana 70301

Disclaimer: The hiring of an attorney is an important decision that should not be based solely on advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. The information on this website is for general information purposes only. This information on this website is not intended to create, and receipt or viewing of this information does not constitute an attorney client relationship. We are workers compensation attorneys serving the entire New Orleans area including Larose, Golden, Meadow, Thibodaux, Houma, Covington, Mandeville, Abita Springs, Metairie, Belle Chasse, Elmwood, Boutte, Harahan, Destrehan, River Ridge, Raceland, Slidell, Kenner and all of Louisiana. We serve St. Tammany Parish, Livingston Parish, Orleans Parish, and Jefferson Parish.
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